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Browse all of our articles covering Consumer Law and the pitfalls consumers may face.
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The current law on repossessions is particularly vague with individuals not being provided with an appropriate legal basis to adequately prepare their case, should the circumstance ever arise. Many do not have a basic understanding of their legal rights in this area and this can often lead to finance companies and other high street lenders repossessing vehicles without following the prescribed steps.
An overhaul in consumer rights law is expected to take place later on this year with the introduction of a Consumer Rights Bill. The new laws, due to be implemented in October 2015, will govern all contracts entered into between traders and consumers and will replace the highly established provisions set out in the Sale of Goods Act 1979.