Conveyancing

Is Home Equity Release For You

Is Home Equity Release For You?

With the rising prices of everyday life more and more people are finding that their pension savings, together with the state pension are not providing sufficient income to meet all their needs in retirement. If you do not have sufficient savings or assets your home could be a good way to help boost your pension.

Help To Buy With Seatons

Help To Buy With Seatons (HTB)

In April 2013, the Government launched the first phase of the Help To Buy scheme. This gave homebuyers in England equity loans of up to 20% of the price of a “NEW PROPERTY” worth up to £600,000. Homebuyers needed to find at least 5% of the property price as a deposit, with a 75% mortgage to cover the balance.

Stamp Duty Land Tax

Stamp Duty Land Tax

Stamp Duty Land Tax is a self-assessed tax. The onus is on the taxpayer to make the necessary land transaction return, calculate the tax and pay it. This is a fundamental change to how the procedure used to work. The old Stamp Duty Land Tax regime taxed documents, so it was possible to delay paying the duty in many cases simply by not executing the document.

Selling Property At Auction

Selling Property At Auction

In recent years, increased mobility and growing rates of home ownership have meant that the ever-larger number of people nowadays inherit properties from relatives who live distances away. Similarly, many buy-to-let properties have been purchased in areas with a large student population, miles away from where the original owners live.

Chancel Repairs Liability

Chancel Repairs Liability

Chancel repairs liability goes as far back as the medieval era. Even though large acres of land, which were previously owned by the church, have been divided and sold to different land owners, there is still the prospective for the owners of the land built on previously own land by the church, to have an obligation to pay for the maintenance of the church’s chancel.

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